Monday, December 17, 2012

Plan Your Own Funeral Before You Need It

By taking the time to plan your own funeral ahead of time, the agony of making these arrangements is lifted from your loved ones. This can be one of the best things that you can do for those that you love.

The worst part is that most people don't even realize that this planning service is available. We see the Funeral Home as a place that we only go to in our time of need.

Life insurance is broadly advertised, but not funeral planning. Maybe this is because we don't like to think about our own mortality. It is unfortunate that this major benefit to our loved ones is not more publicized.

Knowing which Funeral Home you will use is the key. Simply call the Funeral Home and schedule an appointment. They will set up a time for you when their schedule is quiet.

The staff of Funeral Homes is always knowledgeable and helpful. They will open a file in your name to be used when the time comes. What a great gift to give those that you love!

Making these arrangements includes filling in some details specific to your life. These include such things as the names of your parents, where you were born, and any siblings along with some other information.

One nice thing is that along with the planning, you may even get the option of paying for some or all of the expenses at today's costs. There are a few options that cannot be paid for ahead of time, since the payment for services of others (sometime in the distant future) cannot be accurately predicted. You can, however, put money towards these expenses.

The good part about this payment option is that there is usually no set payment plan. You pay the Funeral Home money towards the services as you can. Once you have enough in your account to pay for any specific item, it is completed and you start paying towards the next item.

When you plan your own funeral, there are several benefits:

    Your ancestral information is correct. This may be important to a child, a grandchild, or even a niece or nephew who is trying to find their "roots".
    There is no push to have you pay for anything that you have chosen. This does not become a monthly bill that adds to the mountain of bills in your daily life.
    Most importantly - your loved ones will be spared the agony of trying to fill out the paperwork and remember the details of your heritage correctly.
    Your loved ones will have the peace of mind of knowing that the services provided are just the way that you wanted them.

Once you have your funeral plans arranged, be sure that your loved ones are aware of whom to call when the time does come.

Although it is not high in our day-to-day thoughts, taking the time to plan your own funeral really is one of the best ways to provide for our loved ones. The last thing that they will need during their time of grief is the agony of making arrangements for the burial.

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